Referral site · we sell no insuranceSedanPremium
A classic pale blue 1960s sedan parked under palm trees on a sunny day
Parked, paid off, still running

Personal loans, $100 – $5,000

Tell lenders what you need

$100 – $5,000 · once approved and accepted, some lenders fund the next business day

Encrypted in transit · we never bill you

  • Zero cost to send
  • Any credit history may ask
  • We refer, lenders decide
  • Walk away anytime

Look under the hood before you sign anything.

SedanPremium passes your request for $100 to $5,000 to lenders we partner with. Any offer arrives with its rate, fees and schedule spelled out, so you can inspect it the way you would a used car.

Inspection points

  1. The lender is the one lendingSedanPremium forwards your request and nothing more. The loan contract is with the lender.
  2. Numbers arrive before signaturesAPR, fees and each due date are shown to you before you agree.
  3. Mileage is expensiveShort-term loans cost a lot. Request the least that does the job.

Breakdowns we hear about

  1. The transmission picked this week to go.
  2. Rent and a phone bill landing together.
  3. A clinic visit that couldn't wait.
  4. Moving across town on short notice.
  5. A bill that showed up ahead of payday.

One free request shows whether a lender will step in. You can always say no.

Questions from the driver's seat

Do you sell car insurance or auto loans?

Neither. The name is just a name. SedanPremium is a referral site for personal loans, and it hands requests to independent lenders who make every decision.

Will sending a request show up on my credit?

A lender reviewing your request may check your credit, and some use alternative bureaus. The authorization you give is described in the disclosures at the bottom of this page.

I have a rough credit record. Is there any point?

Plenty of people with rough records ask. A lender weighs income and other details too, yet approval is never certain and a lower score can raise the price.

What amount can I put down?

Anything from $100 to $5,000. Depending on your income, your state and its own review, a lender might offer a smaller sum.

How long until the money reaches my bank?

With some lenders it is the next business day after you are approved and accept. Your bank, weekends and holidays can add a day or two.

Which parts of an offer deserve a close look?

The APR, the total repayment and every due date. These are pricey loans, so keep the amount to what your next pay can clear.

Start, review, decide

  1. 1

    Fill in one page

    Amount, contact details and income. It takes a few minutes.

  2. 2

    A lender looks it over

    Each partner lender applies its own checks and some will pass.

  3. 3

    Inspect, then choose

    Read every figure. Accept only if the payments fit your budget.

Kick the tires on an offer, free.

Sending the request costs nothing, and declining an offer costs nothing too.

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